Event Weather Insurance

Event Weather InsuranceIf you have an outdoor event, and rain or other weather may inhibit the success of that event, event weather insurance should be considered.

Coverage Options

  • Cumulative Rainfall Coverage.  This coverage provides for a claim if a specific amount of rain occurs over a specific time period.
  • Rain Free or Dry Hours.  This coverage provides for a claim if a rain occurs during a specific number of hours over a designated time period.
  • Other Perils.  Coverage for snow, lightning, fog, extremes in temperature, hurricanes, tornadoes, high winds and other adverse weather may be obtained. We can also combine weather elements into a single policy to, for example, cover days that are both cold and wet, or hot and windy.
  • Other Options.  We will work with you to design a policy to meet your own unique requirements, including policies that address a lack of rain or snow.

Weather InsuranceEvent Weather Insurance, or rain insurance, is designed to protect weather-sensitive cash flows for the following applications:

  • Fairs
  • Festivals
  • Parades
  • Weddings
  • Motorsport events
  • Golf tournaments
  • Film production
  • Trade shows
  • Conferences
  • Conventions
  • Concerts
  • Haunted Attractions2-fair-image
  • Agritainment

In addition to these short-term events, rain insurance and other weather insurance may also be purchased to help protect companies involved in longer-term activities, such as:

  • Construction
  • Energy
  • Agriculture
  • Snow Removal
  • Municipalities


Still have questions? Please contact us anytime!
We look forward to hearing from you.

Comments (2)

  • Susan Maines Reply

    For your weather event cancellation coverage, is there any requirement that you have to take steps to protect the event from the rain before the policy will pay out?

    December 2, 2020 at 10:52 am
    • RHolmes Reply

      For event cancelation insurance, you would be required to take the necessary steps to have a successful event. For instance, if there is a band playing music, you would be required to protect the electrical equipment from the elements.
      If you were only purchasing rain insurance, which does not require a cancellation in order to receive a claim, such protection is not necessary (although would still be in your best interest for having a successful event).


      December 2, 2020 at 11:19 am

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