Rain Insurance

Event Weather InsuranceIf you have an outdoor event, and rain or other weather may inhibit the success of that event, event weather insurance should be considered.

Coverage Options

  • Cumulative Rainfall Coverage.  This coverage provides for a claim if a specific amount of rain occurs over a specific time period.
  • Rain Free or Dry Hours.  This coverage provides for a claim if rain occurs during a specific number of hours over a designated time period.
  • Stepped Rain Insurance Coverage.  Unlike the traditional cumulative rain insurance coverage, this coverage allows you to choose up to three rainfall threshold options, each with its own insured amount. Therefore, the greater the rainfall, the greater the claim.  For more details, please visit the Stepped Rain Insurance page.
  • Dual-Period Insurance Coverage. Unlike the traditional rain insurance coverage, this coverage allows you to choose two separate coverage periods, each with its own rainfall threshold. Therefore, a claim could be paid for rain that occurs during either period. 
  • Other Perils.  Coverage for snow, lightning, fog, extremes in temperature, hurricanes, tornadoes, high winds and other adverse weather may be obtained. We can also combine weather elements into a single policy to, for example, cover days that are both cold and wet, or hot and windy.

Weather InsuranceRain insurance is designed to protect weather-sensitive cash flows for the following applications:

  • Fairs
  • Festivals
  • Parades
  • Weddings
  • Motorsport events
  • Golf tournaments
  • Film production
  • Concerts
  • Haunted Attractions
  • Agritainment

In addition to these short-term events, rain insurance and other weather insurance may also be purchased to help protect companies involved in longer-term activities, such as:

  • Construction
  • Energy
  • Agriculture
  • Snow Removal
  • Municipalities

Still have questions? Please contact us anytime!
We look forward to hearing from you.

816-810-2346