The Power of User Reviews: The Ultimate 5.0 Experience with Spectrum Weather Insurance In today’s digital landscape, online reviews have become essential for businesses, especially those catering to outdoor activities such as fairs, festivals, amphitheaters, golf tournaments, and even snow removal. Choosing the right service provider for event organizers is crucial, and user reviews offer invaluable insights to ensure a successful event. This is where the power of a perfect rating comes into play. Achieving a flawless 5.0 rating [...]

Golf tournaments, whether for charity, professional play or community fun, are events that hinge heavily on the whims of the weather. Organizers know all too well that an unexpected turn in weather can lead to a myriad of issues, from disappointed players and guests to significant financial losses. This is where the combination of adverse weather insurance and rain insurance coverage comes into play, offering a more comprehensive shield against the unpredictable nature of the weather than rain insurance [...]

Rain insurance is purchased to help protect the insured against rainfall at their event. The expectation is that the policy will pay out a claim when the rain threshold is met (e.g. 0.5" of rain is recorded at the event.) To measure rainfall, most insurance providers allow the policyholder to choose between an on-site observer, data from the nearest National  Weather Service location (typically an airport), or third-party data such as doppler radar data. However, one option on the market [...]

Attendance policies for those under the age of 18 are becoming increasingly necessary as venues grapple with fights and other malicious activities during events. Earlier this spring, the Frisco Fair in Texas was canceled when the city revoked the fair’s special use permit due to safety concerns, which stemmed from a large group of unaccompanied minors. Authorities said they received multiple calls reporting disruptive behavior, arguments, fights and gunshots. This is just one of many occurrences that have event organizers [...]

It makes sense that an event organizer would want a local insurance agent to procure their weather-based insurance. Local agencies are usually owned by people who live in the community, so they are more invested in its success. Local agencies also tend to reinvest some of their profits back in the local economy. Additionally, it’s nice being able to work with someone you can meet in person to go over any questions or concerns. With so many reasons to utilize [...]

By Robert Holmes, President, Spectrum Weather Insurance I recently attended a luncheon where the speaker discussed trust, specifically trust in a business setting with a focus on hiring employees and developing relationships with clients and other stakeholders. The speaker broke the process of building and developing trust into three essential components: competency, problem solving and caring for others. This led me to think about how I, and in a greater sense, Spectrum Weather Insurance, embraces, practices and continues to improve [...]

When it comes to insuring motorsport events, few insurance brokers have the experience and passion that Spectrum has. Not only is Spectrum president Robert Holmes a meteorologist with 20+ years of weather risk management experience, but he’s also a former crew member for a late model stock car team. Last year alone, Spectrum insured more than 200 racing events, ranging from automobile races on dirt and asphalt to monster trucks, tractor pulls and drag races. Whether you’re a racetrack operator [...]

A recent survey by Insurance Business America uncovered the top six attributes clients look for in an insurance provider. Continue reading to learn about the survey results and how Spectrum excels in all six items that insureds value most. 1. Customer Service One of the greatest compliments we often hear form our clients is that we provide excellent customer service. When Spectrum began operations more than ten years ago, one of our primary goals was to provide the best customer [...]

If you haven’t already heard, December 2021 was the hottest December in U.S. recorded history. The contiguous U.S. temperature for the month was 39.3 degrees Fahrenheit , 6.7 degrees above average and exceeding the previous warmest December in 2015. While you’re probably unfazed by this news, since it seems like we break a new climate record every month, the fact remains that the planet is warming. And it’s causing changes in weather patterns around the globe. For 2021 as a [...]

Like many events that take place outdoors, inclement weather can ruin and even cancel a golf tournament. However, golf tournaments have their own set of weather issues regarding the type and timing of weather events. To address these issues, there are a variety of customizable insurance policies available to those planning golf tournaments: Event Cancellation Insurance Adverse weather may merely make tournament play less enjoyable, or it can interrupt play for a matter of hours, a full day, or could [...]

We can’t believe it’s been a whole decade since we thought, “There has to be a better way to obtain rain insurance,” and then decided we could be the better way. We started out by listening to people in the events industry to understand their pain points with existing weather insurance. We heard their frustrations with the expensive, one-size-fits-all coverage available and worked with multiple carriers to provide more options at a competitive price. Over the past 10 years, [...]