Golf Tournament Weather Insurance

Make sure your tournament is an Ace, not an Albatross! Weather insurance for golf tournaments is a powerful tool to help minimize the impact of poor weather on your event, coverage is designed to cover single-day events, multi-day events, and even multiple events throughout the year. Our Golf Tournament Weather Insurance is built to provide the most comprehensive weather protection available for golf tournaments.

Total Weather Insurance Coverage for Golf Tournaments

Our Best Coverage for Complete Event Protection

Adverse Weather Pre-tournament Coverage

  • Safeguards against cancellations or postponements due to adverse weather, protecting against potential income loss or extra expenses.
  • Coverage includes the perils of tropical storms and hurricanes, tornadoes, severe weather, heavy rainfall, or any other weather phenomena that render the course unplayable due to storm damage, wooded bunkers, saturated greens, and dangerous lightning conditions, as determined by course management.
  • Standard coverage begins 12 hours before the tournament’s start time. Can be extended to 24 hours before the tournament’s start time.

Rain Accumulation Coverage

  • Activates once the adverse weather golf coverage ends.
  • Specifically tailored for incremental rain accumulation during the tournament.
  • The tournament does not need to be canceled or abandoned to receive a rain accumulation claim.

Sample Policy

A $25,000 limit for a tournament starting at 9:00 a.m. on October 15: Adverse Weather coverage starts at 9:00 p.m. on October 14 and concludes at 9:00 a.m. on October 15. From 9:00 a.m. until 1:00 p.m. on October 15, a 0.25″ or greater rain accumulation coverage is in force. With this policy in place, it would pay a claim of $25,000 if either the tournament was forced to cancel due to adverse weather before the tournament, or if there was 0.25” or more rainfall accumulation during the first four hours of the tournament.

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Additional Weather Options for Your Tournament

Rain Insurance

Basic Rain Coverage to Protect Your Golf Event 

The best option if your primary concern is rain during your tournament which may or may not cause you to cancel the tournament, but will impact the profitability of the event.

  • The event does NOT need to be canceled or postponed.
  • You choose your specific hours; you are not limited to a 3- or 6-hour, predefined coverage period.
  • May purchase 7-10 days before the first date of coverage, not 15 days like others.
  • Many options are available online.
  • Several Options to choose from:

1. Traditional Rain Accumulation Insurance

Based on the amount of rainfall that occurs during the coverage hours of a covered day.  Available Online.

2. Stepped Coverage

Similar to Rain Accumulation; however, it is designed so that the more it rains, the greater the claim

3. Non-consecutive Dry Hours Coverage

Based on the amount of time in which rainfall occurs rather than the amount of rainfall accumulation. Available Online.

4. Dual-Period Coverage

Two coverage periods, each of which could trigger a claim.

Adverse Weather Insurance

Pre-tournament Coverage for Inclement Weather Events

The best option if your primary concern is heavy rain or severe weather during or before your tournament that causes you to cancel all or a portion of the tournament.

  • Unlike Rain Insurance, the event MUST be canceled because of severe adverse weather that occurs during your coverage period.
  • Typical premium is 3.5% of the insured limit.
  • Adverse Weather can include Lightning, High Wind Speeds, Heavy Rain, Tornadoes, and Severe Thunderstorms.
  • Quote and bind online in minutes.

Get Started to Discuss Your Unique Needs and Receive a Quote for Your Specific Event
Call Us Today


Additional Weather and Non-Weather Options for Your Tournament

Event Cancellation Insurance

The best option if your concern is weather or non-weather perils during or before your tournament that cause you to cancel all or a portion of the tournament.

  • Does not require a full cancellation; claim may be paid for any portion of the event lost due to a covered peril. 
  • Includes both weather and non-weather perils, such as venue unavailability, power outage, fire, flood, and tropical storms.
  • Not limited to specific coverage hours; peril may occur days or weeks before the event, such as damage from a storm, days prior, or the issue of a hurricane evacuation order.

Discounted Hole-in-One Add-on

Elevate the excitement of your golf event with our special Hole-in-One add-on options. Not only does this provide an additional layer of coverage, but it also boosts the thrill factor for participants. If purchased with a Golf Tournament Total Weather Insurance policy, we can provide a discount on your Hole-in-One coverage as well.    

Need coverage that is a combination of the above or more specific to your needs?
We have the meteorological expertise to develop a customized solution for you!

Have questions about our golf tournament weather insurance?
Please contact us anytime! We look forward to hearing from you.