Spectrum’s adverse weather and storm insurance expertise is at your disposal.  Whether you are organizing a sporting event, concert, festival, wedding, commercial production, or any other event, your financial prosperity depends on an extended period of good weather.  With the success of your venture riding on something so unpredictable, you don’t want to rely on luck alone.

That’s where Spectrum’s Adverse Weather Insurance program comes in to protect your event from severe and adverse weather that could shut your event down.  Adverse Weather insurance from Spectrum helps to protect against weather conditions that result in your event being cancelled, abandoned, or postponed.

Description of Peril: Adverse Weather that occurs on the Date(s) of Insured Event during the Insured Hours resulting in the necessary Event Cancellation or Abandonment of the Insured Event.  Adverse Weather refers to extreme weather conditions which occur during the Insured Hours resulting in conditions which the Local Authority considers to pose serious threat to the safety of those attending the Insured Event.  These extreme weather conditions can be lightning, heavy rains, excessive wind speeds, severe thunderstorms, tornadoes, and other threatening weather.

Event Cancellation refers to the inability to proceed with the Insured Event prior to Commencement Time.  Abandonment refers to the inability to complete FIFTY (50) PERCENT or more of the Scheduled Event Hours once the Insured Event has commenced.  Local Authority refers to the governmental official or agency having responsibility for ensuring public safety.

If you are seeking a weather insurance policy for your event that requires coverage beyond a traditional rain insurance policy, we have the know-how and expertise to create that unique solution for you.  Contact us today to discuss your unique weather insurance needs and obtain a quote.