LIBERTY, MO – Spectrum Weather and Specialty Insurance, Inc., a leading domestic broker of weather insurance, prize insurance, and other promotion-related insurance, has become a Supplier Member of the Jewelers of America.  Serving the weather insurance and prize indemnity needs for retail jewelers across the U.S., Spectrum will develop a greater role in providing for the weather promotion insurance needs of Jewelers of America Members.

The retail jewelry industry has long been a market that has utilized special promotions to attract new clientele and foster new customer relationships.  Chief among those promotions are those that are based on the weather, such as wedding day rain, snow on a holiday, the occurrence of a 100 degree temperature on a specified date, or other weather promotion insurance applications.  Other popular options are promotions based on the outcome of high-profile sporting events or contests based on more random variables, such as a dice roll or dealt cards.

“We are very excited at the prospect of an enhanced working relationship with the members of the Jewelers of America (JA).  It is our goal to help the members come to a better understanding of the applications of weather promotion insurance and prize indemnity insurance, as well as the current availability and overall weather insurance  and prize insurance marketplaces”, said Robert Holmes, Spectrum’s founder and President. Most current providers are either agents for a single insurance company, or offer non-insurance options, such as contracts of indemnity. As a specialty broker, Spectrum can offer a variety of options and explain the chief differences between them.

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Jewelers of America

Jewelers of America is the national trade association for businesses serving the fine jewelry retail marketplace. Their primary purpose is to promote consumer confidence in the jewelry industry. Since 1906, they have been advancing the fine jewelry industry through advocacy in public, government and industry affairs; and have been the leader in the development of high ethical, social and environmental standards among the retail jewelry trade.

The resources available to the JA members through the Spectrum will give those members access to a simplified and comprehensive process that provides for their weather promotion insurance and prize indemnity insurance needs, at rates that are among the most competitive in the industry.  Because Spectrum works with several weather insurance and prize insurance companies, it can typically provide rates to our clients that favorable to those obtained in the past through other outlets.   “Retail jewelers that have obtained promotion insurance in the past should give Spectrum a call.  They will be pleasantly surprised at both the level of customer service and rates they receive”, states Holmes.  “And those that have not instituted these types of promotions in the past should contact Spectrum to discuss their unique needs.”

Spectrum was established with the goal of providing rain insurance, event cancellation insurance, weather promotion insurance and other specialty insurance solutions that are simple to understand and purchase, and with the highest degree of customer service in the industry. Spectrum serves events both large and small, including fairs, festivals, concerts, and other outdoor events impacted by weather. In addition to rain insurance, Spectrum provides insurance for weather-based promotions and other prize indemnity insurance options. Spectrum also provides snow insurance to help protect snow removal contractors against extremes in winter snowfall.

For more information about Spectrum Weather and Specialty Insurance, Inc., visit

For more information on the Jewelers of America, visit