Blog
When Your Event Can’t Go On: The ins and outs of event cancellation insurance
Illness, transit strikes, faulty equipment, safety evacuations, kitchen fires, storms, blocked drains, soggy ground, gas and water leaks, volcanic eruptions grounding airlines - sometimes your event just can't go on and you need to recover your expenses. This is the point when you’ll be glad you got event cancellation insurance...or kicking yourself if you didn’t. At bare minimum, you’ll want to be covered for your expenses that went into the event, but what about all that revenue you were expecting [...]
Why We Attend Conferences and Conventions
If you’ve seen our travel itinerary lately, you know we’re always on the move. Spectrum President, Robert Holmes, tries to attend as many industry conferences and conventions as possible to meet our clients in person. There’s just no technology that can replace a face-to-face meeting and a solid handshake. While we appreciate modern conveniences, like being able to get quotes online, a computer cannot understand our clients’ unique needs and circumstances. Plus, a robot is the last thing you’ll want [...]
One Hot Planet: 2016 Hottest Year On Record
You may have heard 2016 was Earth's hottest year on record. You may also remember that 2015 was the hottest year on record before that, as was 2014 before that. Both NASA and NOAA declare that our planet is experiencing record-breaking warming for the third year in a row. This should be alarming to everyone as even incremental upticks in temperature have a huge effect on our planet. According to an article published in Scientific American, "While El Niño played [...]
Coming This Summer: A Total Solar Eclipse
On Monday, August 21, 2017, the moon will pass in front of the sun, casting its shadow across all of North America. Although solar eclipses occur every six months, this will be the first total solar eclipse visible in the contiguous United States in 38 years. However, only certain areas of the country will see the total eclipse. The cities that fall in the direct path of the shadow will see a total solar eclipse for up to two minutes, [...]
Why Choose an Independent Insurance Broker?
When you begin your search for insurance, regardless if its weather insurance, home insurance, auto insurance or trip insurance, you’ll realize you have a lot of options. There are all of the big name companies, whose commercials you see daily, and then there are the independent insurance brokers like Spectrum. An insurance agent who is affiliated with an agency, like one of the big name companies, can only sell you insurance from that company. Alternatively, an independent insurance broker is [...]
It’s Not Too Late to Invest in Snowfall Insurance
This is the first week we’re finally starting to see normal temperatures in much of the northern United States. The warmer-than-usual weather may have had many people wondering if we would be skipping winter this year or if it was merely the calm before the storm. Now that temperatures are dropping, you should definitely be thinking about snowfall insurance for your snow and ice removal business. If you’ve watched the weather forecast recently, you’ve probably heard this year is a [...]
Don’t Let a Big Storm Plow Away Your Revenue
It’s a feeling all too familiar to snow contractors, particularly in the northeastern U.S.: What if this next blizzard causes us to go revenue-negative? You know your crew will eventually get the job done, but after all those overtime hours, will your costs surpass your profit? Since seasonal snow and ice removal contracts are typically agreed upon well in advance, you’re thinking of winter in its entirety, not on a storm-by-storm basis. You also don’t have all of the data [...]
Protect and Grow Your Snow Removal Business with Weather Insurance
“Take a gamble” has rarely been sound business advice. However, when your business depends on something as volatile as the weather, every winter can feel like a bad trip to Vegas. If you’re in the snow and ice removal industry, you’re either hoping for an early spring or wishing for a blizzard like a fourth grader praying for a snow day. That’s why more and more business owners are protecting their companies with snowfall insurance. Troy Clogg of Michigan-based Troy [...]
Premier Provider of Weather Promotion Insurance, Spectrum Weather And Specialty Insurance, Joins Jewelers of America
LIBERTY, MO – Spectrum Weather and Specialty Insurance, Inc., a leading domestic broker of weather insurance, prize insurance, and other promotion-related insurance, has become a Supplier Member of the Jewelers of America. Serving the weather insurance and prize indemnity needs for retail jewelers across the U.S., Spectrum will develop a greater role in providing for the weather promotion insurance needs of Jewelers of America Members. The retail jewelry industry has long been a market that has utilized special promotions to [...]
Snow Insurance A Valuable Tool For Michigan Snow Removal Contractors
Spectrum Weather and Specialty Insurance has accepted an invitation to speak at the Michigan Green Industry Association’s Snow Conference & Expo, to be held in Novi, MI, October 8 and 9, 2014. After such an extreme winter, snow insurance will be on the minds of many in the snow removal industry. Spectrum Weather and Specialty Insurance, Inc., the leading domestic broker of snow insurance and other snow-related risk management products, has accepted an invitation to be a featured speaker at [...]
Weather Insurance Firm, Spectrum, Joins Texas Association of Fairs and Events
Spectrum Weather and Specialty Insurance, Inc., a leading domestic broker of rain insurance, weather insurance, event liability insurance, event cancellation insurance, and other event-related insurance products, has joined the Texas Association of Fairs and Events. The state of Texas has some of the most variable and extreme weather in the country. With severe weather prevalent throughout much of the state, the tropical storm exposure along the Gulf shore area, prolonged periods of drought conditions common in the west, and a [...]
Spectrum Weather Insurance To Sponsor Snow And Ice Management Annual Symposium
Spectrum Weather and Specialty Insurance, Inc., a leading domestic broker of rain insurance, snow insurance, event cancellation insurance, and other event-related insurance products, will be a sponsor of the Snow and Ice Management Association’s (SIMA) 17th Annual Snow & Ice Symposium, to be held in Columbus, Ohio, June 18-21, 2014. The yearly SIMA Symposium is an opportunity for representatives of companies that are involved in the snow removal and related industries to come together to help educate each other on [...]
Weather Insurance a Hot Topic in Las Vegas, Des Moines
Spectrum Weather and Specialty Insurance, Inc., a leading domestic broker of weather insurance, including rain insurance and event cancellation insurance, and other event-related insurance products, will be a featured exhibitor at the annual conference of the International Association of Fairs and Expositions, to be held in Las Vegas, NV, December 8 -12, 2013. The conference plays host to organizers of many of the largest events in the world, bringing those people together with companies that offer products and services that [...]
Rain prompts cancellation of Gilbert Days festival
The Gilbert Days festival on Saturday, Nov. 23, has been canceled due to heavy rain, but the annual parade and rodeo will be held rain or shine, organizers said. The parade down Gilbert Road, which begins at Juniper Avenue in the downtown Heritage District and ends south of Elliot Road, is set to begin at 9 a.m. on Saturday, and the rodeo continues at 7 p.m. at Welcome Home Ranch in south Gilbert. Gilbert Days, a Western-themed celebration that draws [...]
Weather Insurance Brokerage Firm, Spectrum Weather and Specialty Insurance, Joins Liberty Chamber of Commerce
Spectrum Weather and Specialty Insurance, Inc., a leading domestic broker of rain insurance, snow insurance, event cancellation insurance, and other event-related insurance products, has joined the Liberty Chamber of Commerce. Spectrum was established in 2011 with the goal of providing weather insurance, including rain insurance, snow insurance, and specialty insurance solutions that are simple to understand and purchase, and with the highest degree of customer service in the industry. Spectrum serves events both large and small, including fairs, festivals, concerts, [...]
